Get the protection you need and the online experience you deserve.

MassMutual’s Coverpath platform lets you apply for life insurance online, at your own convenience. You’ll also have access to an experienced professional if you have any questions.

Do you need life insurance?

Many people who need life insurance aren’t aware that they need it at all. Here are some common reasons you may choose to get covered:

You're a parent

As a parent, you want to make sure you’re always prepared. Life insurance can help ensure that your child is cared for, no matter what happens.

You're married

Now that you’re officially a “we” instead of an “I,” you may want to make sure your spouse is financially protected by applying for life insurance coverage.

You're a homeowner

If something were to happen to you, would your loved ones be able to handle household expenses, such as the mortgage? Life insurance can help with that.

You're planning for retirement

If you have a Whole Life policy, you have life insurance protection for the entirety of your life.  You can take out loans against your policy or use your policy’s cash value to support your lifestyle in retirement.*

*Access to cash values through borrowing or partial surrenders will reduce the policy’s cash value and death benefit, increase the chance the policy will lapse and may result in a tax liability if the policy terminates before the death of the insured.

You're young and healthy

The younger and healthier you are, the more affordable your insurance premiums will be. By applying for coverage now, you can ensure you get the best rate possible.

You value financial flexibility

If you need to protect your loved one, but can't yet afford the higher premiums of lifetime protection through a whole life policy, a convertible term policy might be an attractive solution. A convertible policy provides coverage at lower premiums along with an option to convert to lifetime protection at a later date.

How it Works


Why use Coverpath?

An easy online application so you can skip the face-to-face meeting and apply when it's convenient for you

The availability of an experienced financial professional if you need assistance or have questions about your coverage needs

An innovative technology backed by MassMutual, a veteran in the life insurance industry.”




These products may not be available in all states.  State variations apply. 

MassMutual Convertible Term (SCT, TFC and ICC18TFC in certain states, including North Carolina) is a term life insurance policy, and MassMutual Whole Life 100 (WL-2018 and ICC18WL in certain states, including North Carolina) is a level-premium, participating, permanent whole life insurance policy.  Both products are issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001.  CP-201907-0594

Financial professionals are licensed insurance agents/brokers